Dalriada News

Let’s look at a hypothetical scenario.  Mr Smith and Mr Jones join your Scheme on the same day, 5 June 1993.  They work in the same job and earn the same pay throughout their careers.  Both got married on the same day, 1 May 2015.  Sadly, both die on the same day, 1 May 2017.  The Trustees look at the Rules for what benefits are payable and agree that that both spouses are entitled to a pension.  However this is where things differ…

Mr Smith’s spouse is entitled to a pension of 50% of his pension, based on service from 5 June 1993.  Mr Jones’ spouse however is only entitled to a pension of 50% of his pension, based on service from 5 December 2005.  How did this happen?  Well Mr Smith’s spouse was female and Mr Jones’ spouse was male, meaning the Rules and the interpretation of the equal treatment law – oddly enough it was an anti discrimination provision – allowed this disparity to occur. (more…)